Risk management is a consideration in all aspects of financial planning including:

• Brokerage and investment
• Stock or bond
• Mutual Funds
• Money Management
• Insurance

Holding any particular asset class longer decreases the variability in the return (risk).

Asset allocation is a critical factor in portfolio structure.

While most people are familiar with life and health insurance, there is another insurance which is often overlooked. Unfortunately, people often tend to not protect against the expenses associated with a prolonged illness that requires special care. Although it’s difficult to think about, the fact is that more than 40% of all people over the age of 65 will enter a nursing home during their lifetime.

Long Term Care Insurance is Part of Sound Financial Protection

Long term care insurance is a valuable tool to handle the cost of a lengthy illness. If you know someone who has needed this kind of care, then you have seen the impact a serious health problem can have on financial security. Long term care insurance can help you protect your nest egg and your family from substantial medical costs.

Insurance

Insurance is a very important part of long range financial security which can be used to safeguard assets and protect financial stability.

• Variable annuities
• Single Premium Deferred Annuities
• Variable Universal Life Products
• Traditional Life Insurance Products
• Disability Income
• Long Term Care
• Health Products

Securities offered through 1st Global Capital Corp. Member FINRA, SIPC. We currently have individuals licensed to offer securities in the states of California, Delaware, Florida, Illinois, Maine, Maryland, New Jersey, New York, Pennsylvania, Tennessee, Texas, Vermont, and Virginia. This is not an offer to sell securities in any other state or jurisdiction. Asher Financial Advisors, LLC, is not affiliated with 1st Global Capital Corp.